About us

Empowering Financial Futures with Insight

Common Cents Advisors, based in Ashburn, United States, is dedicated to providing personalized financial advisory services that cater to your unique needs. Our team of experienced professionals believes in creating thoughtful, customized plans that align with your goals. We take pride in our transparent, client-centric approach, ensuring you gain the confidence and clarity needed for a secure financial future. At Common Cents Advisors, we make financial wisdom accessible to everyone, because smart decisions today lead to a prosperous tomorrow.

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Our mission

Empowering financial futures through expert advice and personalized strategies.

At Common Cents Advisors, we provide personalized financial strategies to help you navigate life's complexities with confidence.Our expert team offers comprehensive services tailored to your unique needs, ensuring financial clarity and security for a prosperous future. Trust us to make your financial goals a reality.

Common Cents Trusted Finance Consultants

Todd-Owner & Accredited Financial Coach (AFC)

Founder | Accredited Financial Counselor® | Educator

Welcome to Common Cents Advisors — where practical guidance meets financial clarity.

I'm Dr. Todd Cimino-Johnson, and I created Common Cents Advisors to help everyday individuals, families, and small business owners take control of their finances with confidence. With over a decade of experience in education, public service, and financial coaching, my mission is simple: to make money make sense.

As an Accredited Financial Counselor® (AFC®), I specialize in financial planning, tax strategy, debt reduction, and small business finance. I’ve helped clients navigate everything from budgeting and credit repair to tax resolution and retirement planning.

With a background in teaching personal finance at colleges and workforce development programs, I bring an educational approach that meets you where you are — no judgment, no jargon, just real, actionable advice.

Whether you’re planning your financial future, launching a business, or cleaning up a financial mess, I’m here to help you build a smarter path forward.

Transparent Path to Prosperity

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Integrity

At Common Cents Advisors, we believe that trust is the foundation of any successful relationship. We are committed to maintaining the highest standards of integrity and transparency in all our interactions.

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Client-Centric Approach

Our clients' goals are at the heart of everything we do. We tailor our financial strategies to meet the unique needs of each client, ensuring personalized service and dedicated support.

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Excellence

We strive for excellence in every aspect of our work. Our team is dedicated to continuous improvement and professional development to provide the best financial advice and solutions.

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Innovation

In a rapidly changing financial landscape, we embrace innovation to stay ahead. We leverage the latest tools and technologies to deliver cutting-edge financial strategies and solutions.

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Community Commitment

We are proud to be part of the local community. Common Cents Advisors is dedicated to giving back and contributing positively to the local area through various initiatives and partnerships.

Secure Your Financial Future Today

Partner with Common Cents Advisors to craft personalized financial strategies that grow your wealth and protect your legacy. Let's plan your prosperous future.

Reach Out for Financial Guidance

Contact Common Cents Advisors for personalized finance solutions.